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Steven Paul Jobs
"Steve Jobs"
Inventor and entrepreneur
(2/24/1955 – 10/5/2011)

Want to help

Every penny counts. If you feel we deserve it why not help Free Family Fund's continue to serve you.

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Free Family Fund's don't want your hard earned money.
There's no members only section, no fee's or charges of any kind.
We spend the majority of our free time on the Internet & have developed a vast understanding of it.
We have taken advantage of the unlimited resources, knowledge, software, etc,..
We have also watched as the economy, greed, & just the natural desire to make money has consumed the Internet.
We also realized that when our friends, family, & acquaintances had questions about the Internet, they turned to us.
The Internet has become a part of our daily lives, like it or not.
For us it has been like a blade of grass we've watched grow into a jungle of confusion & greed.
So we decided to share with everyone the knowledge that we have learned over the years.
Despite as it may appear by the millions of website's trying to get your hard earned money.
Building a website, & creating a web presence does not have to cost a fortune.
Our total investment to share our knowledge with you comes to less than $20 Yes you read that correctly, other than less than $20. for web hosting and domain name registration, we are able to share this knowledge with you.
So in this turbulent economic time, when budget crunching is a fact of life.
We feel helping our fellow man, doing something we love, for less than $20 is the right thing to do.

Learn how to go directly to relevant information when searching the web.
Find out how search engines really work & discover how they only search a small portion of the web.
Discover the Invisible web, ( the majority of the web ) & why the search engines can't access it. We'll even teach you a bunch of tricks with goggle that you probably never knew.

Self reliance is the key to living a healthy, productive life.
But to be self reliant one must master basic skills. more or less making them a jack of all trades.
Contrary to what you may have learned in school, a jack of all trades is far more equipped to deal with life than a specialized master of one.
Many graduates lack basic life skills, with many never having cooked, cleaned, or shopped for themselves.
And most having no idea how to grow or preserve there own food.
Let Free Family Fund's put you on the fast track to self reliance.
It could just save your life someday.

Millions of people turn to the Internet for Income everyday.
The sad part is 99% of them fail, & often waste money, instead of earning money.
Everywhere you look someone is trying to sell you overnight Internet wealth.
STOP, don't waste your money it's not going to happen.
Earning a living online is hard work and requires a lot of time & energy.
There are numerous methods out there that thee'se sites are trying to sell you on.
Don't spend your money buying into the lie of Internet wealth.
We'll tell you the methods they are selling you, tell you about free software to accomplish the task's, as well as how and where to find the resources to complete your goal for free.
What we won't do, is fill your head with false hopes & promises like others do.
You can't make earning money your first priority for an Internet income.
You must Put people first by providing them with quality & value.
By putting people first the money will follow.

The average home spends about $2400.00 a year on energy costs. But you can lower your energy bills and help save the environment at the same time. we will provide you with money saving ideas to help lower your energy cost's, and reduce your carbon footprint.

One week after DC Comics (a unit of Time Warner) made 100 of its titles available digitally & gave exclusive digital rights to Amazon,
Barnes & Noble removed physical copies of those books from its store shelves.
Including bestsellers like Batman: The Dark Knight Returns, V for Vendetta, & Watchmen.
The e-books will be sold through Amazon's Kindle store beginning November 15, the same day the Kindle Fire begins shipping.
Barnes & Noble said it is just following its usual procedures for dealing with publishers that release digital versions of their books & withhold them from Barnes & Noble.
Personally we feel this is just another example of the greed & arrogance plaguing American businesses.
Put people first, and the money will follow.

As the splendor of the fall foliage reminds us that colder weather is on the way.
Now is the time to think about the steps you should take before it arrives.
check out our preparing your home for winter page and create your own winter checklist.
Save energy, avoid costly repairs, & maybe gain a few tips you may have forgotten or not even thought of.

Name brand loyalty can take a large chunk out of the family food budget.
Break away from the higher priced brands, & stop paying for a name.
Many store brand & lesser known brand names are manufactured by the same company as the higher name brands.
Not to mention some of these lesser known brands do offer better taste & quality.
Sample responsibly, purchase a single package of a product an include it with your normal meal.
Keep note of the ones you like & dislike.
With the wide variety of lower priced alternatives you will quickly discover delicious, quality brands that are pleasing to your pallet & your purse.
Even with coupons, some popular name brand products still cost more than quality alternatives.
Try it yourself, add a small portion of a new brand to every meal for your family to sample.
your food budget may go a lot farther than you thought, in no time at all.

We all have to eat, and let's face it, our food budget don't go as far as it used to.
Let Free Family Fund's help save some of your food budget.
Get our latest online coupons & print them out for saving's.
Check out our links to the manufacturers & stores you use.
Learn how to use coupons the way that works for your family.
Take a look at our grocery saving's page for tip's on savings.

Want to learn about coupons & extreme couponing ?
We'll explain the types of coupons available, where to find them, & the best way to use them.
We will also provide you with the whole story behind extreme couponing, the kind you see in the news & on website's saying that you can get carts full of groceries with little to no money.
Many of their claims are true, but is it realistic for your situation.
Time, Money, & Space, are all major factors in the extreme couponing world.
Gain the knowledge you need to
use coupons the way that makes sense for your family.
You will even learn about a great way to help others with your expired coupons.

After two consecutive years of receiving No cost-of-living increase,
Nearly 55 million Social Security beneficiaries & more than 8 million SSI beneficiaries will receive a 3.6 percent raise next year.
The increase in benefits is tied to the inflation rate.
Beneficiaries received a 5.8 percent increase in 2009.
But the inflation rate settled back down, and it has taken this long for inflation to surpass the old level.
Additionally, the Social Security administration announced that the amount of wages subject to the Social Security tax also will be rising to $110,100 from $106,800.
Because of this increase, about 10 million workers will pay more in Social Security taxes next year.
In total, about 161 million workers will pay into Social Security next year.

The U.S. Postal Service announced that the price of a first-class stamp will increase to 45 cents.
The new rate will not go in effect until January 22, so your spared for your holiday greetings.
Prices for postcards will also increase by 3 cents, to 32 cents.
Letters to Canada and Mexico will increase to 85 cents.
While letters outside of North America will increases to $1.05.
The changes still need to be approved by the Postal Regulatory Commission. which has 45 days to review the request.
But it looks like book's of Forever stamps would make nice stocking stuffers for those who mail often.
This would be the first price increase in two years from the U.S. Postal Service.

 

Still a fan of the 100-watt bulbs we all grew up with ?

The Energy Independence and Security Act, signed into law on December 19, 2007 Requires manufacturers to stop producing conventional 100-watt incandescent bulbs after January, 01, 2012 throughout the U.S.
Similar standards will phase in for traditional 75 watt incandescent light bulbs on January 1, 2013 & 40 and 60 watt incandescent light bulbs on January 1, 2014.
The lighting standards requires light bulbs to consume roughly 25 percent less electricity (watts) for the amount of light produced (lumens), phased in from 2012 through 2014 & roughly 200 percent greater efficiency by 2020

Light bulbs currently less than 40 watts or more than 150 watts are exempt from the restrictions.
Also exempt are various specialty bulbs, including appliance bulbs, rough service bulbs, colored lights, plant lights, stage lighting, and 3-way bulbs.

The 2007 law imposes no sanctions or ban of old incandescent bulbs or any specific bulb type.
Consumers can stockpile and use conventional bulbs if they choose, but we don't recommend it.
In their place, consumers can purchase energy-saving Incandescent's, CFL's, and LED's.
The newer bulbs provide a wide range of choices in color, style, and brightness, and many of them will last much longer than traditional light bulbs.
The up front cost is higher, but the bulbs' lower energy demand & longer life makes it a better value.

Tip

  50 Free images to use as wallpaper or whatever.   Nature, wildlife, scenic, sunset, etc.
  We hope you enjoy them.

We stumble thru hundreds of website's everyday.
So we decided we would begin sharing some of them with you.
Check out our newest section, Random links & things.

Just for fun we thought we would share some videos with you.
Relax to a scenic lullaby (goodnight my angel)
Take a scenic journey along country roads.
Enjoy youth with, thank god for kids or let them be little.
More to come soon, including a selection of how to videos.
Click the image below to go to our video page.

In an internal memo to employees, Sears Holdings Corporation CEO and President Lou D’Ambrosio said that the retailer had not generated the results they were seeking during the holiday.

The company's stock dipped to their lowest point in more than three years during the first few minutes of morning trading. Kmart's sales decline reflects decreases in the consumer electronics and apparel categories and lower layaway sales. while Sears sales decline was primarily driven by the consumer electronics and home appliance categories, with more than half of the decline in Sears Domestic occurring in consumer electronics. Sears apparel sales were flat and Lands' End in Sears stores was up in the mid-single digits.

Sears said it will no longer prop up “marginally performing” stores in hopes of improving their performance and will now concentrate on cash-generating stores. They intend to implement a series of actions to reduce on-going expenses, adjust their asset base, and accelerate the transformation of their business model.

I can't say the new's comes as much of a surprise, nor a little ironic. weakness in the economy, depressed wages, & increased competition from online competitors, has made it difficult for brick & mortar retailers like Sears and Kmart as in my last post. Sears Holdings Corp. has yet to determine which stores will close but said it will post on http://www.searsmedia.com when a final list is compiled.

Long checkout lines during the holidays is nothing new. Since the commercialization of Christmas many years ago, holiday shopping has meant longer lines. But many consumers are beginning to take long lines out of the holiday equation. Shopping on-line is nothing new, but more & more consumers are turning to the Internet for better customer service.

Let's face it, with all the technology that has went into Point of Sale Systems, & the lessons learned through years of shopping trends being studied, you would think that retailers would have it figured out. But unfortunately many of them have forgotten the most important rule of all. Make the customer experience a positive one. So they will want to come back.
read the rest of the article

Christmas memories are among our fondest & most heartwarming of all. So why not capture those memories forever, in a scrapbook. Scrapbooking can be fun for the whole family and create a memorable keepsake. A well thought out plan can make your scrapbook stand out & tell a story on it's own. no matter what your Holiday traditions are you should keep a camera and a journal handy to capture the memories throughout the holiday season & record those precious moments.
Many family's enjoy cutting down there own tree for the holidays, photo's before during & after cutting, along with some notes about the experience could make a wonderful addition to a Christmas scrapbook. Even if you get your tree from a lot, images of the event can bring back pleasant memories for years to come. And artificial tree's with the tweaking & adjusting can lead to some humours images as well.

Stop & click while your trimming the tree & decking the hall's as well. A shot of dad all tangled in light's or mom with that tinsel in her hair would make a delightful addition. & the joy on the faces of the little one's amazed by it all are a must have. Holiday baking, or craft projects also make for good inclusion. take pictures as you progress and not just the finished product. And don't forget to capture the spirit in your journal. You could include your favorite family recipes you used. and the fun of creating your masterpiece. Wrapping presents, as well as the excitement of unwrapping them will also add to the memories.

The fact is, when it comes to creating a scrapbook there are no rules, no instructions. They are your memories & the design can be any you choose, & include whatever you wish. Holiday cards, gift tags, stickers, hand written sentiments, gift wrap, let your creativity flow and capture your family's holiday memories in a scrapbook & create memories for a lifetime.

Take a break from the holiday spending & enjoy some free holiday Idea's. The holiday's can get hectic, & can be a stressful time of the year. Children grow in excitement & energy as the holidays approach while we become more stressed and exhausted. But don't despair, what we want to share is Free, stress free, money free, well free free. Need to keep the kid's entertained at home ? We were checking out northpole.com & they had all types of games, activities, & more to keep them busy for hours. They had stories to read, personalized, print out & color, have read to you, watch as videos, etc. They have a parents section, recipes, crafts, and all kinds of goodies. The site appears to have been around since 1996 & is worth checking out.

Some other Free things you might be overlooking on the Internet are printable's. Why not Print out a personalized letter from noella designs & santaletter4you both allow you to print out letters free with no strings attached, freelettersfromsantaclaus & freesantaletters are 2 more but ask for an email address before printing .(no confirmation required)
You can also find some nice holiday stationery online as well, here are a couple sites you can print from with no strings attached 1-computer-stationery or multimediadesignbysandy
But don't forget the stamps and postmarks, you can print them free at santaletter4you

Enjoy some family fun this year and bake your own ornaments. Kid's love to help out in the kitchen when it comes to baking cookies, why not whip up a batch of handmade ornaments as well. A simple dough can be made with 2 cups flour, 1 cup salt, & 1 cup of water. Simply mix well and roll out on wax paper as you would with cookies. A few drops of food coloring can be used to color the dough if you like, or the ornaments can be painted or decorated after baking. You can use cookie cutters or create your ornaments as you like. Remember to use a toothpick or similar to create a small hole in your ornament if you will be hanging it. Your ornaments will need to bake for 2 - 3 hours in a 250 -300 degree oven. High heat can cause bubbles in the dough, especially if it is thin so lower temperatures is best.

Stringing popcorn is a holiday classic as well, & a fun family activity. You will want to start with plain, un-buttered un-salted popcorn. It is best to start with popcorn that has been popped a day in advance , it will not break as easily when pierced with the needle. a size 14 needle works well, & red or green thread can add a festive touch. Vegetable dye can be used to dye the popcorn for that extra flare, & cranberries can be strung along with the popcorn as well. And just think after the holidays you can feed it to the birds.

The Department of Justice has helped make cyber Monday a little safer again this year. Operation in our sites, which began in June of 2010, led to the seizure of 150 more domain names belonging to website's accused of selling counterfeit or pirated merchandise. A joint effort between FBI, Homeland security, & other agencies, seized the website's to coincide with Cyber Monday, as they did last year when they seized 82 website's.

As more Americans are turning to the Internet for there holiday shopping, More criminals are turning to it as well. They lure in unsuspecting shoppers by offering great deals on what often ends up being counterfeit merchandise.
Visitors to the seized sites will now find a banner stating that the site has been seized by federal authorities & warning that willful copyright infringement is a federal crime.
A list of the domain names & sites that had been seized has not yet been released but Reuters news & a few other sites have reported on the names of several sites.

As the Internet does often provide some great deals for your holiday shopping. We just want to remind you to always shop from well known & trusted site's. Or at least do your homework and checkout any site's you are unfamiliar with before making a purchase.

For some people, decorating a Christmas tree seems a tedious drudgery. But it really can be an easy painless process, let our handy tips guide you through it. To read the article click here or on the image above.

If by some miracle you have been following our page or blog, or even if you just read some of the other post's you may notice that most of what has been written has been pretty much straight to the point. Well today I decided I have had just about enough of what I can only describe as poor customer service. So today I just decided to blow off a little steam about an ever increasing annoyance.

As most of you that would be reading this article, Saving money is a routine part of life, & store loyalty does not always fit in with the whole savings plan. However true this may be, I'll be honest, for several years now I have been doing 99% of my grocery shopping at only 2 stores. A bargain priced grocery chain Featuring only infrequent name brand merchandise, but featuring full time value priced alternatives, & what until my last visit, which will be my last visit, at least until they decide to start putting the customer first & stop with the poor customer service.
Continue to the rest of my rant

The holidays can be a stressful time for many people. We want to help you save time, money and stress this shopping season With a few tips to avoid overspending your holiday budget.

The first thing you should do is create a list of everyone you want to buy a gift for. Next you will want to determine how much you want to spend on each person. And include any notes on specific items for the individuals on your list. While dividing up your holiday budget don't forget to include items such as wrapping paper, ribbons & bows, greeting cards, tape, tags, and shipping costs for gift's being mailed. These little things can add up fast & often not thought of when planning your budget. Keep the list with you when you go shopping to ensure that you don't exceed your spending limit.

Start shopping early to catch pre-holiday sales & don't forget about online shopping, even if you don't buy online, doing comparison shopping online before you go to the malls could be invaluable. Buying online can result in discounts & huge savings not available in stores, but remember to include the shipping cost, if any, when buying online. Wal mart for example offers free shipping with site to store on most item's. Shop Amazing Online Specials at Walmart.com!

The most important think to remember while doing your holiday shopping is to not buy on impulse. Paying cash for your holiday gifts can also help save you money as many find it harder to spend cash than credit You should also avoid credit card or store charge card offers that many retailers will be pushing. Many times they will offer you a discount if you sign up, but these cards usually have high interest rates, and could end up costing much more in the long run than the discount you receive when you sign up for the card.

For those with large families you may consider buying a group gift. One big gift they all really want instead of each person getting several separate gift's. For those with creative talents, such as Baking, crafts, etc., making your own gifts can be very special. A gift created especially for someone can be very personal and appreciated gifts. Even If you're not very creative, you may consider giving your time. Offers to baby-sit or to do something special for someone through a personalized coupon can be a great blessing to some.

Don't forget to plan ahead for next year, seasonal items are usually offered at deep discounts after the holiday, purchase wrapping paper, holiday cards and other decorations right after the holidays & Stock up on clearance priced items for next year, this year.

A massive wave of pornographic and violent images, videos, and links began spreading across Facebook monday in what appears to be a widespread and ugly spam or hacking attack.
Researcher said it wasn't clear how the images were spreading, but hackers may have compromised the accounts of users with weak passwords or tricked people into installing malicious code.
One thing they do know is that it is upsetting many Facebook users and making the social networking site far from family friendly.
The flood of explicit material appears to be linked to some sort of spam virus that propagates when unknowing users click on infected content.
Until Facebook can eliminated the problem, users may want to monitor your children's use of the site, & be mindful that the offensive content may appear, even on trusted users accounts.

Lock in today's low prices with Kmart layaway.
Shop for clothing, electronics, toys, & more.
Layaway contracts are 8 weeks with a $5 Service Fee.
Get a head start on your holiday shopping.
We even found a couple of extra savings codes for you.

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